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If you are not completely happy to do this, choose a pre-paid option instead. As we mentioned in our story, we had to contact Innovis company headquarters to get a number for recorded instructions in order to request the Innovis credit report that we obtained as part of our reporting of this story. Add in that subprime lending is the bird flu of finance, and they have a bunch of it, much of which will never ever ever be repaid, and you have the recepie for a full-blown crisis. Our lending practices reflect adherence to industry best practices.

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Being front-wheel drive, which puts more weight up front, the Cooper feels a bit more nose-heavy and lacks the quick reflexes of the Miata.


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